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Newsletter May 2017

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Hello EveryGirl,

Happy early Mother’s Day to moms and daughters everywhere. I’m especially appreciative this year for my mom. And whether you’re a mom or not, whether you have a mom or not, I hope this month’s newsletter still has something to help or inspire you. I’d like to start things out with a recent experience that inspired me. Hope it inspires you, too.

It was an interesting ride to the airport with a driver named Mason. Mason had this beautiful “Roberto Benini-like spirit” so much so that I requested him for the last few rides en route to gigs. He had such a love for life and was so appreciative of the opportunities afforded to him as an immigrant to this country. Mason reminded me a lot of my parents.

On this particular ride, he talked about how much he enjoys the company of people, his job and rides like ours. He spoke in such broken English it was hard to fully understand his points but I hung in. As I did, the bits I understood were the ones I feel were meant for me. The ones I believe God wanted me, and maybe all of us, to hear: you are valuable and you are light and if people don’t see that, go to those that do. He went on to say God is with all of us, protecting us and that he has a plan for each and everyone of us. My eyes kept welling as he spoke. I had this overwhelming feeling that this was coming from not only Mason but also a higher power. Finally, he said ‘I don’t know Miss Maria what I’m saying, or why I’m saying it but maybe God wanted these things to be said to you.’ I burst into tears. I, too, believed God wanted me – and all of us – to hear these things: to not be afraid to jump in order to pursue dreams and to find partners in life and in work who value and appreciate you. He cried, too, and said, ‘Don’t be afraid. You have a connection with God. He is there and protects you. And even if what you want to do takes more time, it’s okay. Just don’t be afraid anymore.’ This message came at the right time.

However, of the many above universal messages and lessons Mason relayed, let it not be lost just how important it is to SEE people and to have other people SEE you. Mason saw who I was which deeply moved and affected me. In turn I saw a brave, sensitive, spiritual and intuitive man. I hope that moved him, in return. Mason doesn’t have to do this on a daily basis for me or ever again. He saw me and that was enough. Sometimes just seeing and acknowledging people, even strangers, around you is gift enough to help them in their life. This gift will come back to you as helping others always does. The last lesson is that if you are open to listening, which many including me haven’t always been, God and the universe will give you the answers in life.

To sum it all up, this month, if I can offer anything, its to be brave in the pursuit of your dreams, seek partners who appreciate your worth, see in people what they don’t see in themselves and TELL them! All the while, keep open ears and an open heart to messages God and the universe are trying to tell you.

Thank you Mason. Thank you EveryGirl Sisters. I’m so grateful for all of you. Happy Mother’s Day!
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As most of you know, my mom is battling stage four glioblastoma. I cannot tell you how precious this Mother’s Day is to me this year. I appreciate my mom so much and I’m so grateful she taught me how to cook! 

One of our favorite recipes to cook together is Baked Stuffed Tomatoes. After carving out the tomatoes, we add a beef mixture, consisting of ground beef, onions, garlic, rice, and feta cheese. You can skip the cheese if you prefer. A cool thing about this recipe is that you can swap out tomatoes for various veggies like bell peppers, eggplants, etc. We had the absolute pleasure of making this recipe (using bell peppers instead of tomatoes) for my dear friend Bobby Flay and his daughter Sophie when they came over for Greek Night at the house! Despite a minor setback with the oven (watch the video of my mom first!), you’ve gotta check out Bobby’s reaction to our stuffed peppers!! laughing

Take a look at the recipe below on how to make super yummy Baked Stuffed Tomatoes!

*BONUS – you can also find this recipe (along with so many other of my mom’s yummy recipes) in my book “The EveryGirl’s Guide to Cooking.” This book makes for such an awesome Mother’s Day gift for your mom and it’s only $12.58 on Amazon!! 

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INGREDIENTS

4 large beefsteak tomatoes
2 tablespoons olive oil
1 medium onion, diced
8 ounces ground beef
2 cloves garlic, chopped
salt and black pepper
1/4 cup dried parsley
1/2 cup cooked quinoa or brown or white rice
1/4 cup feta, crumbled

PREPARATION

Preheat the oven to 350 degrees F.

Scoop out the flesh of the tomatoes, leaving a border around the edges; place the insides in a bowl and set aside. Set the hollowed tomatoes on a rimmed baking sheet.

Warm the oil in a medium skillet over medium heat. Cook the onion for 5 minutes, or until softened, stirring.

Add the beef, the insides of the tomatoes, and the garlic, and season with salt and pepper to taste. Cook for 8 minutes, or until the beef is browned, stirring often. Stir in the parsley and quinoa.

Fill the tomatoes with the mixture and sprinkle the feta on top. Bake for 25 minutes, or until warmed through.

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Organization is the key to happiness. In my book The EveryGirl’s Guide to Life, I explain how I keep my life organized, from my cabinets to my closet to my daily schedule. But I can’t get over how this Forbes article perfectly describes how millionaires plan their days. Take a look at the various steps to planning an extremely productive day and let’s see if we can all adjust our schedules to make the most out of our days!

  1.     Begin with a morning ritual

Some millionaires begin their day with an amazing workout. They don’t hit the snooze button, rather, they get up and do something productive with their first 60 minutes upon waking up. Other millionaires start with an “hour of power.” As I mentioned in my previous newsletter, I start my days by using Tony Robbins’ priming exercise. I say, if you don’t have 60 minutes, take 10 minutes for yourself – your body deserves at least 10 minutes!

  1.     Identify most important tasks based on their values and goals

Millionaires ask, “What is the one thing I can do that will get me closer to my goal?” To me, knowing your goal is the first step. Then making sure to dedicate at least ONE thing in your day to help bring you closer to your goal is so important. 

  1.     Millionaires spend their most important time in the early AM

I know one of the first things I used to do when I woke up was to check my phone, scroll through emails, look up the most recent news stories, and browse my social media sites. Now, I like to spend my mornings priming, going on a walk with my mom, or even exercising! And I don’t check my emails until after breakfast – I can’t tell you how refreshing it is to dedicate my morning to ME and not to emails! Starting off my day this way allows me to have more energy to keep me hustling throughout the day!

  1.     Avoid meetings

Meetings tend to be a waste of time. They last much longer than expected and truly, how productive are they? If you must schedule a meeting, make an agenda beforehand so the meeting is quick, easy, and to the point. This goes for all types of meetings – interviews, doctor, etc. 

  1.     Schedule email processing times

This is fascinating – we’re all attached to our phones, right? But some millionaires don’t constantly check their phones for emails. Rather, they spend three times a day, for 21 minutes each time, reading through emails. Not only does that relieve massive stress because each email doesn’t become a task; instead, scheduling “email reading” into schedules make for a much more efficient day! As I’ve mentioned on my radio show “Conversations with Maria Menounos,” I’ve created an “out of office” email, directing people to the appropriate person (i.e. my agent or my publicists) to get their emails answered. This has allowed me to stay away from emails as I’ve pointed requests/inquiries in the right direction! So much less stress on my plate! Now I only look at my email periodically instead of constantly!

  1.     Millionaires make it home for dinner

I remember when I would grab fast food on my way to work or to a meeting and that fast food would ultimately drag me down. Not only are fast food locations typically unhealthy, but in order for me to go-go-go, I need to take care of my body and feed it nutritional items so I can maintain that high level of energy. My dad Costas has become quite the cook in our household – he’s been making countless soup recipes, all with organic vegetables! Not only am I excited to come home for these meals, but they’re all super healthy, thus giving me the energy I need to keep my mind and body focused!

If you want to read the full article on Forbes, click here!
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So many people ask how I keep my skin looking fresh. Well let me tell you, it’s super easy!

Recently I met with this woman who was in her early 40s and her skin was amazing. I just had to know her secret to her awesome skin. When I asked what she did to keep her skin looking fresh, she said “oh, hyaluronic acid and retinol.” Not too long after I met this woman, it occurred to me that my makeup artist had been complimenting my skin for a few months. So I went home just to check the products I use when getting ready for bed, and I realized I had unknowingly been doing the same thing as this woman! Who knew?

My nighttime routine is as follows: I use Dermalogica’s Overnight Repair Serum (this product helps reduce any wrinkles, uneven skin tone and smoothes fine lines) and I mix it with Dermalogica’s Skin Hydrating Booster (the Hydrating Booster relieves dryness and fine lines, but the main ingredient is Hyaluronic Acid!), and finally I mix this with my moisturizer at night. Sometimes I use Dermalogica’s Active Moist or I’ll use Dermalogica’s Skin Smoothing Cream. Both of these moisturizers improve skin texture. By leaving these products on my face overnight, my skin is getting all of these incredible benefits!

And in the morning, I use Dermalogica’s Dynamic Skin Recovery because sunscreen is super super important. Dermalogica’s Dynamic Skin Recovery is SPF 50. And after I apply the Skin Recovery, I use Dermalogica’s Multivitamin Power Firm Eye Cream underneath my eyes. BOOM – I start my day with a fresh face!

*DISCLAIMER: I know it seems like I’m really pushing Dermalogica. If you read my first book, “The EveryGirl’s Guide To Life,” I document my entire skin journey from acne to now and I just love the product. I’m not an endorser, I don’t get anything for saying any of this!

*BONUS! For all of my friends wanting to purchase Dermalogica products, use the discount code MARIA10 for 10% your entire order for the month of May!! (P.S. – I keep reaching out to everyone to get you these discounts, but let me be clear, I don’t gain a penny from this! I’m just hooking up my sistas!)

**DOUBLE BONUS!! Keep reading below to see my giveaways for the month! I’m including Dermalogica gift boxes to help you started on your age-defying journey, worth over $450 each box, FOR FREE!!! 
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From sharing my favorite comfy-cozy item to buying great clothes for springtime events, keep reading below to see my fashion faves for the month!

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I can’t even begin to tell you how unbelievable these Adidas slippers are. I wear them constantly! Whether I’m in my dressing room at E! News or taking my dogs outside, I always wear these babies!! They are so insanely comfortable; it’s as if you’re walking on a cloud. 🙂 Not to mention, they’re super fashionable!! Whether I pair these with some jeans or some comfy sweats, they always provide the perfect extra pop to my outfit. I highly recommend you get a pair for yourself and one for your mom for Mother’s Day! #twinning! You can find these puppies in either black or scarlet on Amazon for only $34.99.  

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I love reading these lovely comments!!! Thank you soooo much! I’m so blessed to work in a business where I have stylists who provide me with amazing designer clothes on set; however, when I’m home and shopping for myself, I love a good bargain. Whether it’s TJ Maxx, Marshalls, or Ross, I’m all about finding affordable clothes! Check out some of my favorite looks for less. The outfits below are perfect for Mother’s Day, graduation parties, and springtime events in general. With my Nude Envie makeup tutorial and these hot outfits, you’re going to be the most confident woman walking into a room, trust!

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One of my fave springtime outfits is this yellow Topshop skirt for only $68 with this Mariner striped top from Veronica Beard. The shirt is $250, BUT, don’t you fret, I’ve found you some similar striped tops at more affordable prices! Check out H&M ($9.99) and Forever 21 ($9.90)! I love to pair this look with some thin hoop earrings and some nude stilettos.

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I absolutely love this blue Alice + Olivia jumper! I wore it on the E! News recently. This jumper in particular was originally $440 but now it’s on sale for $264! If you can afford to splurge I highly recommend this investment as it will always be in style. If you aren’t ready to commit just yet, take a look at these alternative looks for just under $60 (btw guys, I would wear all of these different jumpers!!): Amazon, Lulus, H&M. Just throw this jumper on with a cute pair of sandals or open-toed heels and you’re good to go!

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I’m all about the comfy/cozy/chic look. Grab a pair of sweats, a crop top, a leather jacket and add a pair of stilettos. Boom, baby, you’re one classy lady! Both my sweats ($60) and my sheer crop top ($50) are FILA. My black leather jacket is from Topshop for $320, but I’ve found you some très chic alternative leather jacket options if you’re on a budget! Target ($39.99), Forever 21 ($37.90), and Nordstrom ($60) are all inexpensive finds!

If you end up buying any of my fave outfits, take a pic of yourself and send it to me at conversationswithmaria@gmail.com! I’d love to be #twinning with you!! face Who knows, your pic might end up on my Instagram. wink
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Ladies!!! As many of you know, a good lipstick is a MUST when it comes to makeup. It truly is the best way to brighten up your face and give you that boost of self-confidence EveryGirl needs to take on any challenge life throws your way. My new fave lipstick brand is Nude Envie. I love wearing nude lipsticks and they have my fave shades!

Click the video below to learn how I apply my lipstick – there may be a few tricks I teach you that’ll change how you apply lipstick!

You can check out Nude Envie’s line of products here – and you can get 15% off your first purchase by entering in your email!

*BONUS! Check out my giveaway at the very bottom to see how you can get yourself some free Nude Envie products!
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Mother’s Day is around the corner!! I’ve gathered some of my favorite Mother’s Day gift ideas below – these gifts are sure to warm your mother’s heart!!

First off, I have to say I loooove Etsy!!! A friend of mine recommended it and since then I’ve been obsessed. It’s such an amazing website! Not only does it offer the cutest items, but it also operates with independent vendors who sell and buy unique goods. This means that rather than buy something from a big company, these items are made at a much smaller scale. I recently bought some items for my office from Etsy! I highly recommend checking out their Mother’s Day section, it’s where I got a lot of my Mother’s Day gift inspiration from!!

1. Personalized candle 

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For under $20, you can personalize a scented glass candle jar with your favorite photo!! Every time your mom lights the candle she’ll be able to see it shine as brightly as the smiling faces that are looking back at her! Choose from 5 luxurious scents and upload your special photo with any 2 lines of personalization to be printed on your candle label.

2. Family collage

family collage

This idea is such a fun way to compile all of your most cherished family memories into one picture frame! Assemble all your favorite pictures and send them right over to the vendor for them to create this amazing family tree! This gift for only $39.99 + shipping will allow your mom to enjoy your entire family all at once. Now no more fights about whose picture is framed in which area of the house! And more importantly, no one’s ego will be bruised during your next family get-together. 😉

3. Personalized puzzle

This is one of my favorite gift ideas – a personalized puzzle. Imagine mom opening a gift with a bunch of little puzzle pieces. Now she gets to be excited even more to see what picture the puzzle makes! You can even help mom put these puzzles together and then you can frame the puzzle and enjoy the memory every day! This puzzle is only $30.00 + shipping and handling – score! 

4. Personalized cutting board 

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A personalized cutting board for only $40 with free shipping will make the perfect addition to your mother’s kitchen!! Your mother will be able to cherish it for many years to come!! Plus it’s a great excuse to get together in the kitchen and start working on your favorite recipes. And If you can’t think of any recipes, I’ve got you covered with my book, The EveryGirl’s Guide to Cooking!

5. Keepsake app

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Keepsake is an amazing app that you must download ASAP! It makes it easy and affordable to frame your best photos. You get to browse a bunch of different frame options for pics that are already on your iCloud, and once you’ve chosen your frame, Keepsake will send you your iCloud pic already framed! Keepsake provides a great option for a personal gift this Mother’s Day season. Plus they have great prices!! Framed prints start at just $25, most frames are under $40 and more importantly, all orders include FREE shipping.
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Doesn’t look like my pups have
much GRATITUDE, but they
sure have plenty of ATTITUDE!! wink2

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In case you may not know, I’m obsessed with my babies (my fur babies that is)! They’ve helped Kev and me get through our darkest of times as individuals. I wouldn’t be the woman I am today without my silly little babies! They’re so much a part of our family, just as your dogs are a part of your families I’m sure!

Friends, you may have heard my friend Tamar Geller from The Loved Dog company on my Sirius XM radio show to discuss various dog training tactics. I asked Tamar for some advice on relationships with your dogs – her response was so thought-provoking and spot on! Read Tamar’s ideology below about why it’s vital to have a mindful relationship with your dog.

Tamar believes that “It feels good to go through life being grateful and seeing all the blessings in our lives. Sadly, most of us naturally gravitate to find what isn’t working, what’s wrong in every situation and every day. It’s not because we are negative people, it’s because in the brain we have the survival part, which is an impulse that will kick in first, in order for us to feel safe. To our 2 million year old brain, we are constantly in danger and the way to be safe is to focus on what can go wrong. So it takes practice to build the muscle of gratitude, as it’s not a natural state for most of us. And the best way to do it is by practicing it and strengthening it on our loving, non-judgmental doggies.

Can you see how your life will be so much better when you are able to stop the negative thought and go in a grateful state of mind? You will be able to handle people that annoy you, you’ll be able to handle traffic, and you’ll begin to appreciate all the little things in life!”

Tamar believes that dog are the best teachers to help us to live in a state of gratitude. “I see each dog as being an angel who comes into our lives in order to teach us to expand our ability to give and receive love. Dogs are not to be submissive to us and we are not their masters. They are the most non-judging beings in our lives. They don’t care if we gained weight, if we didn’t get the job we wanted, or if our car is old and not fancy. They see us and love us for who we truly are. What a gift they are. So let’s recognize that as step one, and get in the habit of being grateful to them.”

Step two is doing gratitude as an action, and Tamar invites you to practice your state of gratitude on your dog. She has seen again and again that most people’s issues with their dog oftentimes resemble other issues or other relationships in their lives; being impatient, expecting perfection, putting very little effort and expecting huge results, are just some of the common issues Tamar sees people have with their dog as well as with their spouse, children, employees, etc.

So if our relationship with our dog can mirror other relationships in our lives, how about we use our dog as our coach? After all, if you start to be nice to your spouse for no reason, chances are they will be suspicious of “what the heck is going on with him/her? What does she/he want?” But not our dog!

Tamar warns that practicing living in a state gratitude can feel weird at first. Most people are more comfortable complaining or blending in. Think about it, when asked “How are you doing” most people don’t answer “GREAT! I’m so grateful!” instead they answer “hanging in there, I’m ok, etc.”

So practicing our muscle of gratitude on people may not give you the support you want. But your dog will be thrilled to be your training wheel to practice on. And not only will you be a happier person, you’ll have a better behaved dog who is madly in love with you!

So here is what you do: You simply start looking to find what can you tell your dog that s/he’s doing right. Start with simple things: every time your dog is drinking water, say in an appreciative and sincere tone of voice “Driiiiiiiink, driiiiiiink, driiiiiiink, driiiiiiink.” You can smile too! Any time you see your dog laying down, say in an appreciative tone of voice “Dooooown, Doooown, Dooooown, Doooown.” Any time your dog isn’t barking “shooooooosh, shoooooooosh, shoooooosh.” You get the point. You must TRAIN YOUR BRAIN to NOT look for what isn’t working, but to sincerely acknowledge your dog for ANYTHING that s/he is doing that is good. You must say things out loud, and you must say them in an appreciative tone of voice, the same tone people use when talking to a baby. If we don’t say it out loud, it doesn’t register in our brain. We need to anchor this behavior and the state of gratitude. Yes, even if you feel fake at first, your brain registers it as truth. Research shows that when we smile, even when it’s fake, it does a body good as the brain will reward even a fake smile with the release of good hormones into our system.

Utilizing Tamar’s suggested actions, if my little Whinnie is laying on the couch, looking up at me, I’ll say “Dooooown Whinnie, down, Dooooooown Whinnie!!” And you know what else she’s not doing? She’s not barking, so I can say “shoooooooooosh Whinnie, shooooooooosh.” I’m complimenting her for not acting on any poor behavior. I can also acknowledge my love for and gratitude for her: “I love you Whinnie, thank you for being in my life.”

Tamar also mentioned that “research shows that in relationships with people, the ratio to sustain a relationship needs to be 5 compliments to every 1 complaint or criticism.” WAIT WHAT?! Think about that, this is only to SUSTAIN a relationship… she said “for the relationship to thrive it needs to be 20 compliments to 1 complaint… and this is for any relationship, for a relationship with your boss, with your significant other, and most importantly with yourself.”

Think about how many times people say “I look fat today,” or “I’m hideous.” We need to change this behavior!!! If we don’t start with our dogs to change our behavior, we will have a hard time telling it to another person in our life and it’ll be extremely difficult to give a compliment to ourselves.

So in order to be in a state of gratitude on the daily, we need to first look to our dogs to appreciate their positive behavior and their contribution to our lives. That will then help us become grateful for each and every loving moment. And we can all have so much joy, peace, and immense amount of happiness in our lives!

You have to check out Tamar’s website, TheLovedDog.com  and follow her on Instagram, Twitter, and on Facebook! Or get her online dog training program (on her website). She’ll bring such happiness to your lives! 

Speaking of being in a state of gratitude, I was so excited to receive these sweaters for me, Whinnie, and Benny! I appreciated how calm they were when putting these sweaters on them, I let them know that they were being very good babies. If you follow me on Instagram, I probably said they’re being stupid babies, but they know that’s code for great! haha

*BONUS! In this month’s giveaway, I’m going to be sending out various sweaters so you too can be #twinning with your dog!!!
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My assistant Kellie came up with this incredible no-bake dessert for Mother’s Day. How cute are these Oreo truffle roses?! Completely edible!

Click the video below to learn how to make these Oreo truffle roses for your mother for Mother’s Day!

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We could all use a little more self-love in life, am I right? So many of us are on the go-go-go and we don’t give downtime to ourselves that we deserve. Check out some ideas I have that may help bring ultimate happiness into your life.

Friends, let me introduce you to the Simple Mind app. This app really helps us create our path to loving ourselves and being kind to our bodies. Thank you Lori Bregman for teaching me all about this incredible app!

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First, you must start with where you want to end up or what state of mind you want to be in (this will be in the center of your map). As you can see in my map, I want to be in the next stage of my life, Maria 2.0. Then you’ll want to add the “roots,” meaning, anything you need to get you to that happy place, we’ll extend from the center (in my wellbeing map, these roots are the ideas that stem from “Maria 2.0” – “travel,” “baby,” “exercise,” etc.). From those couple of roots, you’ll continue to expand on what it is that you need to get you to that happy place. 

When I sat down with my good friend Lori, we realized that I’m lacking in self-care and self-nurturing. Oftentimes I forget to take care of myself. And that’s when Lori came up with the most brilliant tactic – a well-being jar.

On various colors of post-its, I wrote down things that nurture me, things that give me joy, various ways to be social, things that feed me spiritually, pamper ideas, things that are calming and relaxing, and self-care opportunities. Some ideas I wrote down are:

  • Take three deep breaths
  • Say five things I’m grateful for out loud
  • Plan a dinner party with friends I haven’t seen in a while that make me happy
  • Take myself on a spontaneous road trip
  • Take a day off from social media
  • Take a bubble bath
  • Meditate for ten minutes
  • Buy myself flowers
  • Go for a hike in nature
  • Buy myself a lovely smelling candle

Once I finished writing out ideas on the post-it notes, I folded them and added them to a mason jar.IMG_B9405F8EBDFB-1

Every morning, I pick something from the mason jar and I have to do it. Sometimes I may not be able to do what I picked that exact day (for instance, I may not be able to plan a dinner party for that night specifically) but what I would do is mark it on my calendar for the next week and make sure I follow through. This is a way to say yes to me. I am showing up for myself, making myself a priority. This well-being jar is a way of really committing to myself. I cannot tell you how much I look forward to these post-it notes on the daily.

I really suggest you making a well-being jar. You deserve it. You deserve to make time for yourself. How great does a bubble bath sound right now?? Or even going on a hike in nature? Or meditating for ten minutes??? Just do it!! You deserve to say yes to yourself!

IMG_988AF4A81950-1Another thought I had when I was sitting down with Lori, is, why the heck do we wait for someone to give us flowers? You can be the one to brighten your day right from the start! I love waking up to flowers as my centerpiece on my kitchen table. It brings me so much joy. Why has society made us believe that we have to earn flowers? No, we can give the gift of happiness to ourselves by ordering flowers online or going to our local farmers markets and buying them for ourselves.
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Think of your 401(k) like a bucket. It works well as long as there isn’t a hole in it. The sad truth is that the vast majority of 401k plans charge extremely high fees which can drain your retirement savings. As you pile your hard-earned savings into the plan, more and more fees escape through the proverbial hole. It’s great for the providers or broker and their bottom line, but not for yours.

In 2016, the Obama administration stated that hidden fees were costing Americans about $17 billion per year!!! So what does that mean to you? Jack Bogle, investment legend and founder of Vanguard, spelled it out in his interview with Tony Robbins in his latest book Unshakeable: “Let’s assume the stock market gives a 7% return over 50 years,” he began. At that rate, because of the power of compounding, “each dollar goes up to 30 dollars.” But the average fund charges you about 2% per year in costs, which drops your average annual return to 5%. At that rate, “you get 10 dollars. So 10 dollars versus 30 dollars. You put up 100% of the capital, you took 100% of the risk, and you ended up with just 33% of the return!”

Fees matter! And their impact can be devastating. So what can you do?

  1. Go to ShowMeTheFees.com. This tool (free by America’s Best 401k) will give you a good estimate of your current plan fees and how they will impact you going forward. You will also receive info you need to share with your employer so they can receive a precise comparison to the existing provider(s). One can only know so much without digging through a lot of opaque disclosure documents.
  1.  To this point above, employers are required by law to make sure the plan is set up for the “sole” benefit of the employees. Encourage your employer to do a “benchmark” of their plan and shop for newer lower-cost options. You can also arm them with the key “insider” info as most employers, while well intentioned, are simply unaware of all the fees that may exist. I recommend you download the free report called “The 5 Things Your 401k Provider Doesn’t Want You To Know” and share this with your colleagues, management, and the owners.
  1. If your employer is unwilling to make the shift, the last resort is to contact the Department of Labor or even an attorney. In extremely rare circumstances, employers who show an unwillingness to switch, even though the evidence is clear that they should, have been sued by employees. Here is a link to a Forbes article explaining the process and criteria for such a situation.

Read Tony Robbins’ book Unshakeable for more tips!
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I’ve found that technology is only helpful when someone shows us how they use it. This app has changed my life – no joke! Gone are the days of writing lists down on a napkin at a restaurant or leaving notes on my fridge! The Wunderlist app helps keep all of my ideas in one place on my smartphone, with a fun little reward once that “to do list” is done! wink

Click the video to below to see how Wunderlist has saved my life!

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Solutions are KEY! We have so many problems in life and we don’t know what to do to fix them.

Click the video below to see how I’ve come up with solutions and hopefully it’ll help you too!


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Hey girls! I’m beyond excited for this month’s giveaway!! I now am tapping into all of my contacts to bring you some really cool stuff… giving gives me joy!

So, if you love this newsletter, refer five friends you think would also love it by emailing me at conversationswithmaria@gmail.com with your five friends’ names and their email addresses, and please tell me a little bit about yourself! I will randomly choose five lucky winners for each giveaway below!!

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Dermalogica Giveaway:

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This luxe gift box courtesy of Dermalogica contains all of the products you need to start your age-defying journey! Get your healthy skin gift box worth over $450.00 for FREE!!!

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Nude Envie Giveaway:

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I’ll be sending out various shades of lipstick from Nude Envie!! You can use my tutorial to help apply these beauties perfectly. A $60.00 value for FREE!

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Dog Sweaters Giveaway:

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Last but not least, I’m going to give you the chance to be #twinning with your dogs too! I just had to squeeze this last giveaway in because it was too cute. Send me a pic or a video of your fur baby – show off your dog! The five pics or videos that will touch me the most will win these matching sweaters!
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Maria Menounos

Maria Menounos

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